Alpha SMA
Alpha’s Separately Managed Accounts (SMAs) are actively managed diversified portfolios invested across growth assets (such as Australian and international equities, property, infrastructure) and defensive income-oriented assets (such as cash, fixed interest).
They are actively managed to take advantage of opportunities when they present and respond to changes in market conditions which allow them to make timely transactions for improved portfolio efficiency.
SMAs provide a more effective and efficient way to invest your superannuation and other funds to help achieve your financial goals, taking in to account your investment timeframe and preferred level of risk.
The asset allocation within your portfolio is dynamically adjusted within certain ranges and as required, based on market conditions and forecasts for the asset class performance.
Investors have a direct or beneficial ownership of individual investments within their portfolios, whether they are direct securities or units in a managed fund.
Importantly, performances is necessarily impacted by trading costs and management fees, along with tax outcomes for investors. The impact of all fees and charges are considered in the management of the portfolio.
Alpha SMAs are specifically designed to:
Alpha SMA Portfolios
Each of the Alpha SMA Portfolios have a defined investment strategy that reflects a range of financial goals. The investment strategy determines how the portfolio is constructed, dynamically allocating assets proportionately across investment strategies and asset classes to achieve the objective.
Alpha Moderate Portfolio | Alpha Balanced Portfolio | Alpha Growth Portfolio | Alpha High Growth Portfolio |
|---|---|---|---|
An actively managed diversified portfolio primarily focused on the preservation of capital and purchasing power while producing a stable income return. | An actively managed diversified portfolio that seeks to blend a measure of capital growth and a modest but stable income stream. | An actively managed diversified portfolio that seeks to grow the capital base creating real wealth and producing a modest amount of income. | An actively managed diversified portfolio primarily focused on growing capital while being largely agnostic to producing income. |
4 Years Investment | 5 Years Investment Horizon | 7 Years Investment Horizon | 10 Years Investment Horizon |
The Alpha Moderate Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 2% per annum after fees over rolling 4-year periods. | The Alpha Balanced Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 3% per annum after fees over rolling 5- year periods. | The Alpha Growth Portfolio aims to achieve a return that exceeds inflation (CPI) by 4% per annum after fees over rolling 7-year periods. | The Alpha High Growth Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 4.5% per annum after fees over rolling 10-year periods. |
|
|
|
|
Alpha Moderate Portfolio
An actively managed diversified portfolio primarily focused on the preservation of capital and purchasing power while producing a stable income return.
The Alpha Moderate Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 2% per annum after fees over rolling 4-year periods.
- 30% growth assets
- $25,000 minimum investment
- Fees available upon request
Alpha Balanced Portfolio
An actively managed diversified portfolio that seeks to blend a measure of capital growth and a modest but stable income stream.
The Alpha Balanced Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 3% per annum after fees over rolling 5- year periods.
- 60% growth assets
- $25,000 minimum investment
- Fees available upon request
Alpha Growth Portfolio
An actively managed diversified portfolio that seeks to grow the capital base creating real wealth and producing a modest amount of income.
The Alpha Growth Portfolio aims to achieve a return that exceeds inflation (CPI) by 4% per annum after fees over rolling 7-year periods.
- 75% growth assets
- $25,000 minimum investment
- Fees available upon request
Alpha High Growth Portfolio
An actively managed diversified portfolio primarily focused on growing capital while being largely agnostic to producing income.
The Alpha High Growth Portfolio aims to achieve a return that exceeds the cost of inflation (CPI) by 4.5% per annum after fees over rolling 10-year periods.
- 90% growth assets
- $25,000 minimum investment
- Fees available upon request
How SMAs Work
There are four key parties who work together to implement your Separately Managed Account. These parties and their responsibilities are detailed below.
Your Adviser
Your financial adviser ensures that your account is delivering on your agreed strategy or strategies and is responsible for ensuring it operates according to your plan. Your adviser will also provide you with portfolio updates and answer and questions you may have.
01Your Investment Manager
Your investment or portfolio manager is responsible for the selection and allocation of all of your underlying investments. Alpha Investment Management is your investment manager and will select and allocate according to your investment philosophy and the specific investment strategy for your portfolio.
02Your Platform
Your platform is the custodian of your funds and provides the interface between you and your assets. You will be provided secure online access to your platform where you can view current asset allocations and your portfolio status at any time.
03Your Responsible Entity
The responsible entity is responsible for the Investment Manager's compliance with regulation and for issuing you with the Product Disclosure Statement (PDS).
04More SMA options
Get in touch
Contact Us
For all general enquiries regarding the Alpha investment products and services please contact our friendly team via the contact form.
Important Information
© 2007-2024 Alpha Fund Managers Pty Ltd ABN 37 124 085 883 is a Corporate Authorised Representative of Alpha Investment Management Pty Ltd ABN 13 122 381 908 AFSL 307379. Please also refer to Alpha’s Target Market Determinations.